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Savings

Shares:

To use the services of the Credit Union, all members must have a regular share account. Required amount in savings depends on the service. Dividends are calculated on the day of deposit. The dividend rates are subject to Board review and approval every quarter. Dividends are based upon available earnings at the end of the dividend period and federal regulations prohibit the guarantee of dividends. Dividends are paid on balances of $100 or more.

Your shares are insured up to $250,000 by an agency of the Federal Government.

Certificates of Deposit:

We offer Six-Month and One-Year Share Certificates!

  • $1,000 minimum deposit
  • Rates reviewed on Mondays

Checking Accounts

Share Drafts:

Examine the evidence. You’ll find great benefits with a credit union checking account including:

  • New accounts receive 50 free checks
  • Reorder checks online via online banking
  • No monthly service charge
  • Earn interest on balances over $100
  • Two courtesy transfers from your savings account (if needed) per month
  • $300 Overdraft Protection available to those who qualify
  • Only $25 to open an account
  • No minimum balance requirement
  • Direct Deposit available
  • Monthly statements
  • Unlimited ATM

Club Accounts

Vacation:

To open a Vacation Club, just call us and we can sign you up through payroll deduction. It’s fast and easy.

  • No monthly service charge
  • Earn interest on balances over $100
  • Only $25 to open an account
  • No minimum balance requirement
  • Direct Deposit available
  • Monthly statements
  • Unlimited ATM

Escrow:

Taxes, Car Insurance, Life Insurance, Purchases with agreements (such as no interest for 1 year) …

This account is your personal budget. You can earn interest and save for those bills that sneak up.

  • No monthly service charge
  • Earn interest on balances over $100
  • Only $25 to open an account
  • No minimum balance requirement
  • Direct Deposit available
  • Monthly statements
  • Unlimited ATM

Christmas:

Need to set aside money for Christmas expenses? Why not start saving now?

Christmas Club checks will be issued the first week of November. The following pay date will start next year’s savings for Christmas. Should you want a payroll deduction, give us a call. If you don’t have this account, sign up now, and you won’t get wrapped up with Christmas bills next year.

  • No monthly service charge
  • Earn interest on balances over $100
  • Only $25 to open an account
  • No minimum balance requirement
  • Direct Deposit available
  • Monthly statements
  • Unlimited ATM

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